May Our Lives Better!

There Was With The little black box?

When a plane crashes, we have all been indoctrinated to look at finding the black box. Is on board recording device that captures what the pilots said that the plane fell from the sky and to store all the technical instruments. We are told it is essential to be able to explain why each aircraft crashes. After all, the planes carry passengers more and, if one were to crash into a city center, it could do much damage. We all have an interest in reducing the risk of air accidents. Therefore, we are hung like underwater television cameras recording down to search the ocean floor to retrieve the boxes and as many vital bits of the aircraft as possible. Remarkably, as many experts to reconstruct the plane as possible to see more clearly what damage was sustained before the plane hit the ground or fell into the sea
Have you heard of event data recorders (EDR)? It's the little black boxes for the vehicles we drive on our roads. In 2008, a report published by the National Highway Traffic Safety Administration (NHTSA) has admitted between 65 and 90% of vehicles were already equipped with EDRs. The reason for the wide range of the estimate is easy to explain. Almost all new vehicles rolling off the assembly line is equipped with an EDR. This has been a standard for many years. But that's not entirely clear how many older vehicles are still driving around without one of these recording devices inside. All we can say is that, as we slowly throw away old vehicles, we will move slowly to the installation of 100%. How can you tell if your vehicle has an EDR? Curiously, until 2011, manufacturers did not have to tell you. Now if you look in the driver's manual, you will find confirmation.
Why should you care? Well, NHTSA lists all the information from these devices are supposed to collect. It is very complete, showing exactly what you did within a minute or two before the accident, ie, how fast you ride, if you swerve, applied the brakes, if you wear your seat belt, and so on. Anyone get hold of this information can reconstruct how the accident occurred. You will be pleased to know EDR data is increasingly used to prosecute cases of vehicular manslaughter. Your insurance company will be able to compare your description of the accident with the EDR data. So if you said you had to swerve to avoid an alligator on the road you drove in the Everglades, you'd better be sure that BDUs will tell the same story of a violent braking maneuver while strongly.
The EDR provides the ability to be able to detect more fraud, for example, that you were not driving fast enough that the whiplash you now claim. If insurance companies can filter several dishonest claims, reducing the overall cost of loss and, if insurers are honest, reduce auto insurance rates. Throughout the United States, an estimated several billion dollars in fraudulent claims are successful. Reducing this means more affordable if it is not the cheap car insurance for all drivers us honest.


Category Article

What's on Your Mind...

gonationalinsurance.blogspot.com. Diberdayakan oleh Blogger.